Answers To Frequently Asked Questions About Auto Accidents
Feeling confused about your options in the aftermath of a crash? Here are answers to some of the most common questions about car accidents.
What Should I Do Right After An Accident?
First, check to see whether you or your passengers are hurt. If so, call 911 and seek medical attention right away. If not, carefully exit the vehicle and move to a safe location off the road. If possible, check on the occupants of the other vehicle.
Whether or not anyone was injured, you’ll need to call the police and report the accident. Once an officer arrives, give basic details about yourself, your insurance information and what happened. Avoid drawing too many conclusions, because the police report will be an important part of the record. You don’t want to say something inaccurate in the moment that harms your case later on.
Once the police report has been filed and the scene has been cleared, you’ll need to call your insurance company to report the crash. Again, avoid giving too many details or making an official statement. After that, it is a good idea to contact a personal injury attorney to discuss your legal options following the accident.
Why Should I Watch What I Say To My Insurer? Don’t They Work For Me?
You may have a policy and pay premiums, but your insurer is primarily concerned with its own profits. The company’s goal is to settle your claim for as little money as possible, and that means looking for a reason to deny or reduce your payout. You need to be even more careful with the other driver’s insurance company because it has even less of an obligation toward you.
It is safest to talk to a personal injury attorney before giving too much information to insurers. In some cases, you can refer insurance adjusters directly to your attorney.
I Didn’t Feel Injured Right Away, But Now I Have Pain. What Should I Do?
Adrenaline can mask pain immediately after an accident. In some cases, injuries may not present themselves right away. It is a good idea to have yourself examined by a physician soon after an accident to fully assess your injuries and ensure that there are no emergency medical issues. If you are hurt, it is important to have a medical record to show the extent of your injuries.
The At-Fault Driver’s Insurer Is Offering A Settlement That Is Too Low. What Are My Options?
Unfortunately, this is common. The insurance company is far more likely to take you seriously if you have your own attorney. Even if the case doesn’t end up going to court, you may be able to get a much better settlement if you have legal representation.
Can I Sue If I Was Partially At Fault For The Car Accident?
Yes, you can. In Arizona personal injury cases, juries assign a percentage of fault to the defendant(s) and the plaintiff. If the plaintiff wins the case, his award will be reduced by his percentage of fault. I discuss this in greater detail on my personal injury page.
Get Answers To Your Own Questions In A Free Consultation
With an office in Gilbert, Wood Law Group, PLLC serves clients throughout the East Valley. I am pleased to offer free initial consultations to give you answers to your own questions and explain your rights after a serious injury. To schedule yours, call me at 623-232-9355 or fill out my online contact form.